Attention homeowners in Fairview Park and Cuyahoga County: Need an appraisal?

Check out the top 7 reasons why Ohio homeowners use Cooney Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge your property tax assessment in Ohio
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in Ohio by determining the true market value of real estate


	Need help determining the price of your home in or near Fairview Park, Ohio? Contact Cooney Appraisal Services.

We at Cooney Appraisal Services understand the unique needs of a homeowner seeking appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is going down. This only means you are probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Cooney Appraisal Services is your #1 weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Cooney Appraisal Services, we're seasoned in helping homeowners just like you delete undesirable PMI insurance.

HELOC recently frozen?

If your house is in or near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Cooney Appraisal Services can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Cooney Appraisal Services can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.